Determining Financial Need and COA

Determining Financial Need & COA

Each year standard student budgets are developed based on institutional costs and
estimated costs of living, referred to as a student’s Cost of Attendance. The Cost of
Attendance or a student’s budget is determined by many factors including enrollment
status, residency status, and etc. By comparing the Cost of Attendance to the student’s
Student Aid Index (SAI), the Financial Aid Office is able to assess student need.

  • The amount of financial aid that you receive as a student cannot exceed Estrella
    Mountain Community College's Cost of Attendance
  • Financial Need is determined by your Cost of Attendance (COA) minus your
    Student Aid Index. 
  • COA - SAI = Financial Need
  • The budgets reflect typical expense patterns for EMCC students. Some students will spend more than the standard amounts, while others will spend less, depending on individual circumstances. Eligibility for financial aid is based on the standard budget allowances.

23-24 Cost of Attendance

Group 1 (Tuition costs based on students who pay < $200 per credit hour)
County Resident, Out-of-County Resident, Western Undergraduate Exchange Program,
etc. Residency codes include: MR, GI, YA, YU, CN, MH, NA, PN, SZ, CE, GH, 65MR, LP, PM,
WUE, WUEO, IT

Spending Category Student Living With Family Student Living on Own
Tuition and Fees  $1,876 $1,876
Books, Course Materials, Supplies, and Equipment $1,104 $1,104
Food and Housing $5,904 $10,872
Transportation $7,344 $7,344
Personal $3,960 $3,960
Loan Fees $80 $80
Total $20,268 25,236

Group 2 (Tuition costs based on students who pay > $200 per credit hour) Out-of-State, Out-of-State Military and Veterans, etc. Resident codes include: OOSI, OOC, RSN, OOSO, OSIOL, OSSA, NR, MLVET, AP, GE, BI, OSESP

Spending Category Student Living With Family Student Living on Own
Tuition and Fees  $3,494 $3,494
Books, Course Materials, Supplies, and Equipment $1,104 $1,104
Food and Housing $5,904 $10,872
Transportation $7,344 $7,344
Personal $3,960 $3,960
Loan Fees $80 $80
Total $21,866 $26,854

These figures represent the costs for the Fall and Spring semesters for students registered in half-time to full time enrollment. Budgets costs are for a 9-month academic year, which includes a 16-week Fall Semester and a 16-Week Spring Semester. Single semester budgets are based on 5 months, which includes either a 16-week Fall, or 16-week Spring Semester. Students who are enrolled in modular courses in the Fall and/or Spring semester will receive a prorated budget (modular courses are courses in which the beginning and end dates do not span the entire 16-week semester). Budgets in the Summer will be prorated based on the actual weeks of instruction that a student is in class.

If you have documented expenses beyond those incorporated into the cost of attendance (COA), you may contact our office at finaid@estrellamountain.edu